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	<title>Massachusetts Remodeling Contractor &#187; Remodeling</title>
	<atom:link href="http://www.call1stchoice.com/category/ma-remodeling/feed/" rel="self" type="application/rss+xml" />
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	<description>Vinyl Replacement Windows in The South Shore Area</description>
	<lastBuildDate>Tue, 20 Dec 2011 14:58:46 +0000</lastBuildDate>
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		<title>What To Know About Massachusetts Room Addition Contractor</title>
		<link>http://www.call1stchoice.com/ma-remodeling/what-to-know-about-massachusetts-room-addition-contractor/</link>
		<comments>http://www.call1stchoice.com/ma-remodeling/what-to-know-about-massachusetts-room-addition-contractor/#comments</comments>
		<pubDate>Tue, 20 Dec 2011 14:58:46 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Remodeling]]></category>
		<category><![CDATA[remodeling]]></category>
		<category><![CDATA[room additions]]></category>
		<category><![CDATA[window replacement]]></category>

		<guid isPermaLink="false">http://www.call1stchoice.com/?p=860</guid>
		<description><![CDATA[There is one thing a Massachusetts homeowner must realize, the house does not stay the same; it should not. That is true, especially if you value your comfort around the house. One way or another at one point or another you need to customize what is already there in your home. One important custom project is [...]]]></description>
			<content:encoded><![CDATA[<p><img class="alignright size-full wp-image-865" title="room-additions1-300x243" src="http://www.call1stchoice.com/wp-content/uploads/2011/12/room-additions1-300x243.jpg" alt="" width="300" height="243" />There is one thing a Massachusetts homeowner must realize, the house does not stay the same; it should not. That is true, especially if you value your comfort around the house. One way or another at one point or another you need to customize what is already there in your home.</p>
<p>One important custom project is Massachusetts room addition. This is what a growing family needs. This is what increasing your Massachusetts home&#8217;s value is all about. <a href="http://www.call1stchoice.com/">Massachusetts Room additions</a> are often done to fit the family&#8217;s current needs while increasing the comfort and function of the home in general. It serves as a nice, cost-effective alternative to getting a bigger house or moving into a larger space.</p>
<h2>What you need to Know:</h2>
<p>Before taking on a large project, you must open up your eyes on the facts. For one, Massachusetts room addition is a major undertaking. It will require careful planning to be accomplished. A Massachusetts room addition also costs a good amount. You will need to make a budget for it. If you are challenged financially, you might not want to think about a room addition project at least at the moment. Also, when considering the budget for this project, you must be realistic. See how far your budget can go so you will not end up getting disappointed.</p>
<p>Thirdly, you will need to design the plan up ahead. Think about how big the space you will need for the project and its location. That will be a big factor on how the project would go.</p>
<p>Lastly, you need to realize that your contractor plays a pivotal role on the possible outcome of your project. Your planning and design decisions would be put to waste if you screw up in choosing your contractor. Make sure that your contractor is capable to deliver the results that you wanted and needed.</p>
<h2>Massachusetts Room Addition Tips</h2>
<p>Here are some useful tips to guide you through and make your efforts worthwhile:</p>
<p>Tip #1: Find the location that will hold your <a href="http://www.call1stchoice.com/remodeling/room-additions/">Massachusetts room addition project</a>. In this case, you will need to envision the result that you want. Whether the space you have is appropriate for that or not can spell a big difference on the success of the project.</p>
<p>Tip #2: Draw the plan. It has to be a detailed plan of what you want out of the project. Your specifics will be your contractor&#8217;s clues as to how they will carry out the job.</p>
<p>Tip #3: Choose a competent contractor. The men who will work for you on this project will spell all the difference on the world on the outcome.</p>
<p>Article Source: http://EzineArticles.com/3297773</p>
<p>&nbsp;</p>
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		<title>Green Home Renovation Massachusetts Bathrooms</title>
		<link>http://www.call1stchoice.com/ma-remodeling/green-home-renovation-for-your-massachusetts-bathroom/</link>
		<comments>http://www.call1stchoice.com/ma-remodeling/green-home-renovation-for-your-massachusetts-bathroom/#comments</comments>
		<pubDate>Tue, 24 May 2011 19:31:37 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Remodeling]]></category>
		<category><![CDATA[bathrooms]]></category>
		<category><![CDATA[green remodeling]]></category>
		<category><![CDATA[remodeling]]></category>

		<guid isPermaLink="false">http://www.call1stchoice.com/?p=134</guid>
		<description><![CDATA[While building a new green home may not be in everyone&#8217;s household budgets, there are plenty of eco home renovation ideas for your current abode. The Australian Bureau of Statistics reports that between 1992 and 2002, Australians spent over $1.6 billion on home renovation. And with the current economic downturn, more and more homeowners are [...]]]></description>
			<content:encoded><![CDATA[<div id="body">
<p>While building a new green home may not be in everyone&#8217;s household  budgets, there are plenty of <a href="http://www.call1stchoice.com/">eco home renovation</a> ideas for your current  abode.</p>
<p>The Australian Bureau of Statistics reports that between  1992 and 2002, Australians spent over $1.6 billion on home renovation.  And with the current economic downturn, more and more homeowners are  considering hanging on to their residents and giving them a new look  instead of buying a new one.</p>
<p>One of the first renovation  considerations for most homeowners is remodelling the bathroom. That  salmon colour scheme with sea foam green might have been a great look  for the 50s, but it just might not be your cup of tea.</p>
<p>For the eco  minded renovation, there are many sustainable options for the bathroom.  From tips to save water, energy &#8211; and some precious cleaning time &#8211;  here are some Green Pages eco home tips for a sustainable bathroom:</p>
<p>Eco  Home Tip # 1 &#8211; Up cycle/Recycle &#8211; Consider second hand pieces for  furniture. An old dresser or buffet could make a great vanity. By  visiting some great recycle shops, you may find a treasure trove to  inspire the ecomagination.</p>
<p>Eco Home Tip # 2 &#8211; Lighting au natural &#8211;  consider installing a skylight to let in natural light during the day.  Many skylights can also be ventilated which will save on cleaning (see  Eco Tip 5). For artificial, opt for energy efficient globes and  fixtures.</p>
<p><a rel="nofollow" href="http://www.call1stchoice.com/">Eco Home</a> Tip # 3 &#8211; Hey you, try a water saving loo &#8211; Australians were the first  to pioneer dual flush toilets, let&#8217;s all be proud. The unique shape of  the bowl is the secret behind this ingenious invention, which can save  on average 35,000 litres of water a year. There&#8217;s also the option of  installing a waterless urinal in your home, the perfect water saving  solution for a house of growing boys.</p>
<p>Eco Home Tip # 4 &#8211; Low flow  taps and showerheads &#8211; Get your fittings measured up and put in flow  restrictors or install some low flow fittings. When getting your  plumbing put in, call your home remodeling contractor who can answer many of our  eco bathroom questions.</p>
<p>Eco Home Tip # 5 &#8211; Ventilation Revolution  &#8211; Hate cleaning the bathroom? Here&#8217;s a quick tip &#8211; by installing a fan  or ceiling ventilation, you reduce the build up of mold, mildew and foul  odors. This means less cleaning, especially with those harsh bleach  based chemical cleaners. (which you should ditch for eco cleaning ideas)</p>
<p>Eco  Home Tip # 6 &#8211; Eco IS a material change &#8211; there are eco option for  practically everything, solvent free eco paint, sustainable timber or  bamboo cabinetry, recycled glass tiles, screens, blinds, windows,  everything you can think of.</p>
</div>
<div>
Article Source: http://EzineArticles.com/2056598</div>
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		<title>Massachuetts Loft Conversions &#8211; Increase Property Sales Value</title>
		<link>http://www.call1stchoice.com/ma-remodeling/massachuetts-loft-conversions-how-to-increase-the-sales-value-of-your-property/</link>
		<comments>http://www.call1stchoice.com/ma-remodeling/massachuetts-loft-conversions-how-to-increase-the-sales-value-of-your-property/#comments</comments>
		<pubDate>Mon, 28 Mar 2011 21:14:39 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Remodeling]]></category>
		<category><![CDATA[loft conversions]]></category>
		<category><![CDATA[remodeling]]></category>

		<guid isPermaLink="false">http://www.call1stchoice.com/?p=129</guid>
		<description><![CDATA[Loft conversions are one of the most popular major home improvements made in the US every year. Along with the addition of a conservatory, they remain one of the most cost effective ways to add more living space to a home. Converting your loft can be tackled by a specialist company who will have experience [...]]]></description>
			<content:encoded><![CDATA[<p style="font-family: Verdana, sans-serif; font-size: 10pt; font-weight: normal;">Loft conversions are one of the most popular<a href="http://www.call1stchoice.com"> major home improvements</a> made in the US every year. Along with the addition of a conservatory, they remain one of the most cost effective ways to add more living space to a home.</p>
<p style="font-family: Verdana, sans-serif; font-size: 10pt; font-weight: normal;">Converting your loft can be tackled by a specialist company who will have experience in converting many different loft shapes and sizes, or as a D.I.Y project for the more adventurous.</p>
<p style="font-family: Verdana, sans-serif; font-size: 10pt; font-weight: normal;">Whichever route you choose, D.I.Y or custom built by a professional loft conversion company, you will need to obtain planning permission from your local county council before beginning its construction. Failure to do so can result in a large fine.</p>
<p style="font-family: Verdana, sans-serif; font-size: 10pt; font-weight: normal;">Possibly the largest deciding factor when considering the viability of a loft conversion for your home, is the suitability of the loft floor itself.</p>
<p style="font-family: Verdana, sans-serif; font-size: 10pt; font-weight: normal;">Many older homes in the US, especially those which were hastily erected during World War II to house evacuees, do not have a proper floor in the loft area.</p>
<p style="font-family: Verdana, sans-serif; font-size: 10pt; font-weight: normal;">These houses have simple beams, with the ceiling boards or plaster of the ceiling below clearly visible below and between them. Moving around in this kind of loft space means balancing from beam to beam and trying not to lose your balance and put your foot through the ceiling below.</p>
<p style="font-family: Verdana, sans-serif; font-size: 10pt; font-weight: normal;">If your home does not currently have a proper loft floor, you must consider that not only will having a proper floor laid in your loft be a necessity; you may also need to have the beams strengthened, as they were never designed to bare a consistent load.</p>
<p style="font-family: Verdana, sans-serif; font-size: 10pt; font-weight: normal;">Once you have tackled the viability of your current loft floor and overcome any possible obstacles the next consideration is the kind of space you wish to create.</p>
<p style="font-family: Verdana, sans-serif; font-size: 10pt; font-weight: normal;">Often the easiest and therefore cheapest way to build a conversion is to create a box shape within the loft area, and put up walls around it. This is quick and easy, but does not make the best use of the entire loft space.</p>
<p style="font-family: Verdana, sans-serif; font-size: 10pt; font-weight: normal;">A more expensive way to perform a conversion is to turn the underside of the roof into sloping walks, creating a triangular room going all the way down to the eves.</p>
<p style="font-family: Verdana, sans-serif; font-size: 10pt; font-weight: normal;">The most common way of tackling a loft conversion sits somewhere between the hacked off box shape and the full conversion, with the roof itself being used as a boundary, down the slope and then adding short upright walls towards the edges.</p>
<p style="font-family: Verdana, sans-serif; font-size: 10pt; font-weight: normal;">Lighting is also an important consideration for your loft conversion. Sure, you can use artificial light in the loft area, but this is no substitute for real sunlight.</p>
<p style="font-family: Verdana, sans-serif; font-size: 10pt; font-weight: normal;">If you are lucky enough to have skylights in your roof, you can simply replace them with something more aesthetically pleasing.</p>
<p style="font-family: Verdana, sans-serif; font-size: 10pt; font-weight: normal;">If you do not currently have skylights in your roof, you may wish to include some form of natural lighting in the design of your loft conversion.</p>
<p style="font-family: Verdana, sans-serif; font-size: 10pt; font-weight: normal;">Most conversions are undertaken for one of three specific reasons, either to add an extra bedroom, provide some play space for young children, or as a den. Depending upon your particular use, there are a few specific considerations.</p>
<p style="font-family: Verdana, sans-serif; font-size: 10pt; font-weight: normal;">If your loft conversion is being made to add an extra bedroom to your home, you will definitely want to think about making sure there is some natural light.</p>
<p style="font-family: Verdana, sans-serif; font-size: 10pt; font-weight: normal;">If the conversion you are considering is designed to make a play space for your children, you are going to need to think about safety. Most notably the access method, young children and a folding ladder are a recipe for disaster, consider having proper stairs built.</p>
<p style="font-family: Verdana, sans-serif; font-size: 10pt; font-weight: normal;">If you intend to use your newly completed loft conversion as a den, and especially a young males den, you might like to consider some form of soundproofing.</p>
<p style="font-family: Verdana, sans-serif; font-size: 10pt; font-weight: normal;">Whichever style of loft conversion you choose, and for whatever purpose it will be used, you are going to need to consider the safety aspect.</p>
<p style="font-family: Verdana, sans-serif; font-size: 10pt; font-weight: normal;">Some areas of the US actually have legal requirements pertaining to the safety of a completed conversion. These safety requirements cover both materials used and other direct safety criteria.</p>
<p style="font-family: Verdana, sans-serif; font-size: 10pt; font-weight: normal;">Materials used in the construction of a loft conversion in many areas of the US need to conform to certain fire safety regulations. Check with your local authority for more information.</p>
<p style="font-family: Verdana, sans-serif; font-size: 10pt; font-weight: normal;">Additionally, where access to the completed loft conversion is limited to a single entrance, you may need to fit some form of external fire escape route.</p>
<p style="font-family: Verdana, sans-serif; font-size: 10pt; font-weight: normal;">If you do need to fit an external fire escape route, don&#8217;t panic! These can be fairly inexpensive and can often consist of a simple shock rope designed especially for use when escaping from upper stories of a structure but below a certain distance from the ground.</p>
<p style="font-family: Verdana, sans-serif; font-size: 10pt; font-weight: normal;">Furnishing a loft conversion can be a challenge, if you have opted for the simple fold away step kind of access, you may well find it hard to fit standard items of furniture through the access flap.</p>
<p style="font-family: Verdana, sans-serif; font-size: 10pt; font-weight: normal;">Most loft conversion companies can offer a suitable furniture package, or even build fitted furniture up in the loft space.</p>
<p style="font-family: Verdana, sans-serif; font-size: 10pt; font-weight: normal;">You also need to consider household utility supplies. If you are intending to add an extra bedroom with a bathroom you will need to run an extra water supply and find some way to remove waste. Small bore toilet systems are great in this role, no need for large waste pipes.</p>
<p style="font-family: Verdana, sans-serif; font-size: 10pt; font-weight: normal;">Electrical supply is also another consideration, including fitting adequate trip switches and fuses. Make sure you ask your chosen loft conversion company to quote for this inclusive in the price.</p>
<p style="font-family: Verdana, sans-serif; font-size: 10pt; font-weight: normal;">One thing you must do once you have completed your loft conversion, is inform the company who you have your building and contents insurance with. Failure to do so can mean that any claim you make will be invalid, this could be extremely costly.</p>
<p style="font-family: Verdana, sans-serif; font-size: 10pt; font-weight: normal;">A change in insurance will likely mean that you need to have your house devalued to include the new loft conversion.</p>
<p style="font-family: Verdana, sans-serif; font-size: 10pt; font-weight: normal;">Overall, a loft conversion is an extremely effective way to add extra living space to a home, as well as increasing the residual value of the property</p>
<p><span></p>
<p>Article Source: http://EzineArticles.com/6075163</span></p>
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		<title>Guideline to Massachusetts Remodeling</title>
		<link>http://www.call1stchoice.com/ma-remodeling/massachusetts-guideline-to-home-remodeling/</link>
		<comments>http://www.call1stchoice.com/ma-remodeling/massachusetts-guideline-to-home-remodeling/#comments</comments>
		<pubDate>Mon, 31 Jan 2011 22:12:56 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Remodeling]]></category>
		<category><![CDATA[remodeling]]></category>

		<guid isPermaLink="false">http://www.call1stchoice.com/?p=119</guid>
		<description><![CDATA[Remodeling your home to make it a more comfortable and appealing space is one of the main reasons behind every home owner&#8217;s decision to remodel. Home remodeling can be a lengthy, noisy and unsightly procedure and demands extensive planning and a lot of patience. Some people remodel to fix and sell the property. Others opt [...]]]></description>
			<content:encoded><![CDATA[<p style="font-family: Verdana, sans-serif; font-size: 10pt; font-weight: normal;"><a href="http://www.call1stchoice.com">Remodeling your home to make it a more comfortable and appealing space</a> is one of the main reasons behind every home owner&#8217;s decision to remodel. Home remodeling can be a lengthy, noisy and unsightly procedure and demands extensive planning and a lot of patience. Some people remodel to fix and sell the property. Others opt for home remodeling to give their houses a &#8216;homey&#8217; touch.</p>
<p style="font-family: Verdana, sans-serif; font-size: 10pt; font-weight: normal;">Since remodeling requires thorough and methodical step-by-planning, every home owner should consider a few things before home remodeling.</p>
<p style="font-family: Verdana, sans-serif; font-size: 10pt; font-weight: normal;">1. Floor plan<br />
To begin with, you should have the existing floor plan of your house. This will give you details of area measurement, piping and plumbing etc. After that, you should know the areas that you want to work on and if you want to remodel the entire house or just focus on a few portions: bedrooms, kitchen, bathroom, attic, roof etc. You should be able to visualize how you want to utilize the space. You can either make a list of things yourself or work with an architect to ascertain details.</p>
<p style="font-family: Verdana, sans-serif; font-size: 10pt; font-weight: normal;">2. Budget<br />
Once you have your floor plan and know what you are going to remodel and how you are going to do it, the next step is to make a budget. It will help you think about your finances and how much you can afford to put into the remodel. Home remodeling can be quite an expensive project; therefore, you should make an exact, detailed budget.</p>
<p style="font-family: Verdana, sans-serif; font-size: 10pt; font-weight: normal;">3. Research<br />
Your personal research in this regard is very important. Search remodeling ideas online, consult magazines, keep cut outs with you, visit other homes that have been remodeled and talk to home owners who have undergone the procedure. It will provide you with a wide variety of choices to go with and an insight into the experiences of other people will prepare you for your own remodeling project. Since it is a lengthy process and can get messy it is advisable that you consult professionals and work with them instead of undertaking the project wholly and solely on your own. Companies like Preferred Home Builders, MDM Custom Remodeling Inc., AC Home Improvements, Best American Builders and DLS builders are some of the many which can provide you with excellent recommendations in this regard. It is imperative that you find a trustworthy contractor to work with. Always check contractor&#8217;s references, license and contract details to make sure that everything is in order.</p>
<p style="font-family: Verdana, sans-serif; font-size: 10pt; font-weight: normal;">4. Time Management<br />
Make sure that you have plenty of time on your hands before beginning a home remodeling project. The process can take months at a time and can be disruptive to your normal home routine. Therefore, effective time management is important. Create a deadline for the project but keep it flexible enough to allow room for unexpected delays and holdups.</p>
<p style="font-family: Verdana, sans-serif; font-size: 10pt; font-weight: normal;">5. Contract<br />
Study your contract thoroughly. Ask for a detailed written contract from your contractor or the company. The contract avoids any side-stepping which may lead to misunderstandings. The contract should cover the required time, costs, products used and warranties etc.</p>
<p style="font-family: Verdana, sans-serif; font-size: 10pt; font-weight: normal;">6. Brace yourself<br />
Home remodeling is a lengthy and time consuming procedure. It can become noisy and clamorous and can kill your patience. It is important that you do not lose your perspective and angle and stay focused on the outcome.</p>
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		<title>Marshfield Replacement Windows &amp; Remodeling</title>
		<link>http://www.call1stchoice.com/ma-remodeling/replacement-windows-remodeling-and-more-in-marshfield-ma/</link>
		<comments>http://www.call1stchoice.com/ma-remodeling/replacement-windows-remodeling-and-more-in-marshfield-ma/#comments</comments>
		<pubDate>Mon, 29 Jun 2009 15:18:59 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Remodeling]]></category>
		<category><![CDATA[remodeling]]></category>
		<category><![CDATA[window replacement]]></category>

		<guid isPermaLink="false">http://www.call1stchoice.com/?p=60</guid>
		<description><![CDATA[1st Choice Home Improvements is pleased to be providing the best in remodeling and home improvement projects in Marshfield, Massachusetts. We service the entire area, including the following zip codes. 02050 02020 02065 02059 02051 02041 Our years of experience in providing remodeling in Marshfield, has afforded us the opportunity to personally know most of [...]]]></description>
			<content:encoded><![CDATA[<p>1st Choice Home Improvements is pleased to be providing the best in remodeling and home improvement projects in Marshfield, Massachusetts. We service the entire area, including the following zip codes.</p>
<li>02050</li>
<li>02020</li>
<li>02065</li>
<li>02059</li>
<li> 02051</li>
<li>02041</li>
<p>Our years of experience in providing remodeling in Marshfield, has afforded us the opportunity to personally know most of the building inspectors in Massachusetts. Your project won’t get stalled by not passing inspection, We know how to work with building inspectors and what they look for and provide only the best products and customer service.</p>
<p><strong>If you are looking for a Marshfield remodeling contractor, then please call one of our owners, Richard Russell at 508.801.3482 or Paul Nee at 508.801.3725 or complete our online request form and someone will call you back.</strong></p>
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		<title>203K Remodeling Contractor</title>
		<link>http://www.call1stchoice.com/ma-remodeling/203k-remodeling-contractor/</link>
		<comments>http://www.call1stchoice.com/ma-remodeling/203k-remodeling-contractor/#comments</comments>
		<pubDate>Mon, 09 Mar 2009 13:19:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Remodeling]]></category>
		<category><![CDATA[loans]]></category>
		<category><![CDATA[remodeling]]></category>

		<guid isPermaLink="false">http://www.call1stchoice.com/?p=58</guid>
		<description><![CDATA[FHA 203k LOANS FOR HOME REMODELING IN MASSACHUSETTS The Federal Housing Administration (FHA), which is part of the Department of Housing and Urban Development (HUD), administers various single family mortgage insurance programs. The Section 203(k) program is the Department&#8217;s primary program for the rehabilitation and repair of single family properties. What is different about this [...]]]></description>
			<content:encoded><![CDATA[<p><img class="alignleft" style="float: left;" src="http://www.carterspokane.com/images/baths/bath1.jpg" alt="REMODELING LOANS" width="290" height="175" /><strong>FHA 203k LOANS FOR HOME REMODELING IN MASSACHUSETTS</strong></p>
<p>The Federal Housing Administration (<a href="http://www.fha.com/" target="_blank">FHA</a>), which is part of the Department of Housing and Urban Development <span id="more-58"></span>(<a href="http://www.hud.gov/" target="_blank">HUD</a>), administers various single family mortgage insurance programs. <a href="http://www.hud.gov/offices/hsg/sfh/203k/203kabou.cfm" target="_blank">The Section 203(k) program</a> is the Department&#8217;s primary program for the rehabilitation and repair of single family properties.</p>
<h2><strong>What is different about this loan?</strong></h2>
<p>Most mortgage financing plans provide only permanent financing. That is, the lender will not usually close the loan and release the mortgage proceeds unless the condition and value of the property provide adequate loan security. When rehabilitation is involved, this means that a lender typically requires the improvements to be finished before a long-term mortgage is made.</p>
<p>When a homebuyer wants to purchase a house in need of repair or modernization, the homebuyer usually has to obtain financing first to purchase the dwelling; additional financing to do the rehabilitation construction; and a permanent mortgage when the work is completed to pay off the interim loans with a permanent mortgage. Often the interim financing (the acquisition and construction loans) involves relatively high interest rates and short amortization periods. The Section 203(k) program was designed to address this situation. The borrower can get just one mortgage loan, at a long-term fixed (or adjustable) rate, to finance both the acquisition and the rehabilitation of the property. To provide funds for the rehabilitation, the mortgage amount is based on the projected value of the property with the work completed, taking into account the cost of the work. To minimize the risk to the mortgage lender, the mortgage loan (the maximum allowable amount) is eligible for endorsement by HUD as soon as the mortgage proceeds are disbursed and a rehabilitation escrow account is established. At this point the lender has a fully-insured mortgage loan.</p>
<h2><strong>What properties are eligible?</strong></h2>
<p>To be eligible, the property must be a one- to four-family dwelling that has been completed for at least one year. The number of units on the site must be acceptable according to the provisions of local zoning requirements. All newly constructed units must be attached to the existing dwelling. Cooperative units are not eligible.</p>
<p>Homes that have been demolished, or will be razed as part of the rehabilitation work, are eligible provided some of the existing foundation system remains in place.</p>
<p>In addition to typical home rehabilitation projects, this program can be used to convert a one-family dwelling to a two-, three-, or four-family dwelling. An existing multi-unit dwelling could be decreased to a one- to four-family unit.</p>
<p>An existing house (or modular unit) on another site can be moved onto the mortgaged property; however, release of loan proceeds for the existing structure on the non-mortgaged property is not allowed until the new foundation has been properly inspected and the dwelling has been properly placed and secured to the new foundation.</p>
<p>A 203(k) mortgage may be originated on a &#8220;mixed use&#8221; residential property provided: (1) The property has no greater than 25 percent (for a one story building); 33 percent (for a three story building); and 49 percent (for a two story building) of its floor area used for commercial (storefront) purposes; (2) the commercial use will not affect the health and safety of the occupants of the residential property; and (3) the rehabilitation funds will only be used for the residential functions of the dwelling and areas used to access the residential part of the property.</p>
<p>The Department also permits Section 203(k) mortgages to be used for individual units in condominium projects that have been approved by FHA, the Department of Veterans Affairs, or are acceptable to FNMA under the guidelines listed below.</p>
<p>The 203(k) program was not intended to be a project mortgage insurance program, as large scale development has considerably more risk than individual single-family mortgage insurance. Therefore, condominium rehabilitation is subject to the following conditions:</p>
<ul>
<li>Owner/occupant and qualified non-profit borrowers only; no investors</li>
<li>Rehabilitation is limited only to the interior of the unit. Mortgage proceeds are not to be used for the rehabilitation of exteriors or other areas which are the responsibility of the condominium association, except for the installation of firewalls in the attic for the unit</li>
<li>Only the lesser of five units per condominium association, or 25 percent of the total number of units, can be undergoing rehabilitation at any one time</li>
<li>The maximum mortgage amount cannot exceed 100 percent of after-improved value.</li>
</ul>
<p>After rehabilitation is complete, the individual buildings within the condominium must not contain more than four units. By law, Section 203(k) can only be used to rehabilitate units in one-to-four unit structures. However, this does not mean that the condominium project, as a whole, can only have four units or that all individual structures must be detached.</p>
<p><strong>Example:</strong> A project might consist of six buildings each containing four units, for a total of 24 units in the project and, thus, be eligible for Section 203(k). Likewise, a project could contain a row of more than four attached townhouses and be eligible for Section 203(k) because HUD considers each townhouse as one structure, provided each unit is separated by a 1 1/2 hour firewall (from foundation up to the roof).</p>
<p>Similar to a project with a condominium unit with a mortgage insured under Section 234(c) of the National Housing Act, the condominium project must be approved by HUD prior to the closing of any individual mortgages on the condominium units.</p>
<p class="style1">*The information on this page has been taken from the <a href="http://www.hud.gov/offices/hsg/sfh/203k/203kabou.cfm" target="_blank">HUD</a> website.  We recommend you visit this site for additional information.</p>
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		<title>Foxboro Den Addition Remodeling</title>
		<link>http://www.call1stchoice.com/ma-remodeling/foxboro-remodeling-adding-a-den/</link>
		<comments>http://www.call1stchoice.com/ma-remodeling/foxboro-remodeling-adding-a-den/#comments</comments>
		<pubDate>Tue, 27 Jan 2009 22:12:12 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Remodeling]]></category>
		<category><![CDATA[basements]]></category>
		<category><![CDATA[remodeling]]></category>
		<category><![CDATA[room addition]]></category>

		<guid isPermaLink="false">http://www.call1stchoice.com/?p=53</guid>
		<description><![CDATA[Adding a den to your Foxboro, Massachusetts home can add value to your Massachusetts home and provide very versatile living space for your family. A den can offer a cozy family space or a quiet retreat. No matter how your family chooses to use the space, it will be a welcome addition to your house. [...]]]></description>
			<content:encoded><![CDATA[<p>Adding a den to your Foxboro, Massachusetts home can add value to your Massachusetts home and provide very versatile living space for your family.  A den can offer a cozy family space or a quiet retreat. No matter how your family chooses to use the space, it will be a welcome addition to your house.</p>
<p>The first decision you will need to make is how and where you will add the den. Will you convert existing space, finish unused space, or build an addition?  You can convert an unused room to a den fairly easily and quickly.  You can also finish attic space or space in the basement. Finishing these spaces offers both challenges and opportunities you will want to consider carefully.</p>
<li>Converting attic space, either over the house or over a garage, offers many opportunities in design. The space under the eaves that is too low for conventional use makes wonderful storage, as well.  The biggest challenge in designing a den in the attic is figuring out how to access the new space. You will need to plan for stairs somewhere; and this will involve changes to the space below it.</li>
<li><a href="http://www.call1stchoice.com/remodeling/basement-finishing/">Remodeling basement</a> space also offers many possibilities. But before you convert space in your basement you will need to check for dampness and address any problems. You will also need to comply with local building codes regarding access and egress, as well as windows in the new space.</li>
<p>Building an addition to your Foxboro area home, you will also need to consider building and zoning laws and codes. You will need to check on required setback from the property line. The most important consideration is how and where the new addition will join the existing structure and what kind of changes in the existing floor plan will be needed.</p>
<p>One very popular way to add a den is to extend the end of the kitchen. If you plan to use the den as a family gathering place, this can be a great choice because it makes the kitchen the point of access to the den.  Whether you make the den completely open to the kitchen or you only use a standard door to connect the rooms, you will also need to think about how you will build the den in this particular location.</p>
<p><strong>Wherever you add to your home, there are some important considerations: </strong><br />
•	What is the grade of the land?<br />
•	What kind of foundation will you build?<br />
•	Can you match the exterior material with the rest of the house?<br />
•	How will the roof of the addition connect with the rest of the roof?<br />
•	How will you connect to the heating and cooling system?<br />
•	Will you include a fireplace?</p>
<p>From these basic questions and considerations you will have great latitude in planning the design aspects of your new room.  You will be able to create a room that sets a mood for any type of use.</p>
<p><strong>If you are looking for a professional Foxboro remodeling contractor, please  please call us today at 508-801-3482 or complete <a href="http://www.call1stchoice.com/estimate.html">our online request form</a></strong></p>
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		<title>Brockton Kitchen Remodel Backsplashes</title>
		<link>http://www.call1stchoice.com/ma-remodeling/backsplashes-by-brockton-remodeling-contractors/</link>
		<comments>http://www.call1stchoice.com/ma-remodeling/backsplashes-by-brockton-remodeling-contractors/#comments</comments>
		<pubDate>Wed, 06 Aug 2008 13:41:31 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Remodeling]]></category>
		<category><![CDATA[kitchens]]></category>
		<category><![CDATA[remodeling]]></category>

		<guid isPermaLink="false">http://www.call1stchoice.com/?p=37</guid>
		<description><![CDATA[A backsplash is a covering placed over the wall behind a sink, a stove or cook top, or any other area of a kitchen where there is a potential for splashing of water or food on the wall. Backsplashes can be a simple piece of plastic attached to the wall to protect the paint or [...]]]></description>
			<content:encoded><![CDATA[<p>A backsplash is a covering placed over the wall behind a sink, a stove or cook top, or any other area of a kitchen where there is a potential for splashing of water or food on the wall. Backsplashes can be a simple piece of plastic attached to the wall to protect the paint or wallpaper. Backsplashes can also be highly decorative and create a focal point in a remodeled kitchen. </p>
<p>The size of a backsplash might be determined by the size of the fixture or appliance it will be placed behind. Alternately, you might choose to install a backsplash behind an entire counter or workspace. The backsplash might be a pre-fabricated item that you decide to hang on the wall, or it might be made of decorative ceramic tile. </p>
<p>If your kitchen design is “rustic,” you might choose a ceramic tile with a matte or dull finish in a brick or stone design. A more traditional kitchen might need only simple single-color tile and edging. A modern kitchen might be right for something more creative and elaborate. </p>
<p>The size of the backsplash area will also determine how far you can go in being creative or in adding decorative interest. A small backsplash will need smaller design elements. A large backsplash area, on the other hand, might be made into the focal point of your kitchen design with a mosaic or with hand-painted tiles. </p>
<p>If you decide to incorporate a backsplash into your Brockton kitchen remodel design, you will have almost complete freedom in choosing the material – tile, metal, wallpaper – for your backsplash and in deciding how elaborate the design of the finished area will be. The primary purpose of the backsplash is to provide a surface that is easy to clean and that will not be stained easily. Beyond that functionality, your creativity and imagination is the only limit on what you can do. </p>
<p><strong>If you are looking for a Brockton remodeling contractor, then please call one of our owners, Richard Russell at 508.801.3482 or Paul Nee at 508.801.3725 or complete our <a href="http://www.call1stchoice.com/estimate.html">online request form</a> and someone will call you back.</strong></p>
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		<title>South Shore Custom Decks</title>
		<link>http://www.call1stchoice.com/ma-remodeling/custom-decks-in-south-shore/</link>
		<comments>http://www.call1stchoice.com/ma-remodeling/custom-decks-in-south-shore/#comments</comments>
		<pubDate>Mon, 14 Jul 2008 17:06:15 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Remodeling]]></category>
		<category><![CDATA[decks]]></category>
		<category><![CDATA[remodeling]]></category>

		<guid isPermaLink="false">http://www.call1stchoice.com/remodeling-blog/?p=6</guid>
		<description><![CDATA[Custom decks are becoming more and more popular for South Shore area homeowners. At best, a well-planned custom deck can transform your backyard into a roofless sanctuary for relaxation and entertaining that also accentuates your Massachusetts home&#8217;s distinct style for the entire neighborhood to see. At 1st Choice Home Improvements, we have built and installed [...]]]></description>
			<content:encoded><![CDATA[<p><img src="http://www.call1stchoice.com/images/custom-decks.jpg" alt="South Shore Deck Contractor" />Custom decks are becoming more and more popular for South Shore area homeowners. At best, a well-planned custom deck can transform your backyard into a roofless sanctuary for relaxation and entertaining that also accentuates your Massachusetts home&#8217;s distinct style for the entire neighborhood to see.</p>
<p>At <a href="http://www.call1stchoice.com/">1st Choice Home Improvements</a>, we have built and installed hundreds of decks in Massachusetts, and we will advise you on design and material choices as well as come out to your home to get a sense of what you want in the context of what is possible for your space.</p>
<p>Our ongoing commitment to custom decks in Massachusetts while providing professional customer service and satisfaction has earned us the best in reputation for being a professional custom deck contractor with reliability and quality workmanship.</p>
<p>We are committed to our Massachusetts clients before, during, and after the deck installation. Utilizing the industry most preeminent deck materials.<br />
<strong><br />
If you are looking for a South Shore deck contractor, please call us today at 508-801-3482 or complete our <a href="http://www.call1stchoice.com/estimate.html">online request form</a></strong></p>
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